Religare
Public | |
Traded as | |
Industry | NBFC |
Headquarters | New Delhi, India |
Key people |
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Services | |
Subsidiaries |
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Website | www.religare.com |
Religare Enterprises Limited (REL) is the holding company for one of India's leading diversified financial services groups, headquartered in New Delhi, India. It offers an integrated suite of financial services through its underlying subsidiaries and operating entities, includes Loans to Small and Medium Enterprises (SME)'s, Capital Markets, Wealth Management, Health insurance and Asset Management. It has one million clients in India and more than 1700 offices across India.[2] Religare also has offices in Hong Kong, Singapore, the United States, the United Kingdom, Australia, the Middle East and Sri Lanka.
History
Founded in 1984, initially Religare was a stock brokerage firm called Religare Securities Ltd (RSL) and was admitted to the National Stock Exchange (NSE) in 1994. In 2000, it secured membership of the Futures and Options segment of the NSE and also registered with National Securities Depository Limited (NSDL) as a depository participant.[3]
Religare Finvest, a group company, was founded in 2001 as a private non-banking financial institution. In 2002, RSL received registration as ‘Portfolio Manager’ from Securities and Exchange Board of India (SEBI). RSL registered with Central Depository Services Limited (CDSL) as a depository participant in 2003. It also became a stock broker at the Bombay Stock Exchange (BSE) in 2004. In the same year, Religare Commodities Ltd., a commodities broking company, started operations as a ‘trading cum clearing member’ at both the Multi Commodity Exchange (MCX) and the National Commodity and Derivatives Exchange (NCDEX).
An office was established in London in 2006. In 2006, RSL received registration as Merchant Banker in Category - I from SEBI. Religare announced a joint venture with Macquarie Bank Ltd. in October 2007 to expand its wealth management business. REL went public with an initial public offering (IPO) of its stock in November, 2007, which was oversubscribed 159 times.[4] The same year, RSL received membership of derivative segment of the BSE as trading-cum-clearing member. In 2007, Religare also entered into the Capital Markets business.
AEGON Religare, a life insurance joint venture between AEGON, Religare and Bennett, Coleman & company, launched its pan-India operations in 2008. Religare Asset Management Company was formed on the back of Religare’s acquisition of Lotus India AMC and received the final regulatory approval from SEBI to launch mutual fund business in India. Religare entered into the institutional equities business and Religare Global Asset Management formed, for international expansion.
In 2011, Religare Finvest successfully issued Non-convertible debentures (NCDs) worth Rs. 800 crore. In December 2011, Avigo Capital[5] and in January 2012, Jacob Ballas[6] invest in Religare Finvest Limited (RFL). In 2012 International Finance Corporation (IFC), an arm of World Bank Group invested in Religare.[7] Religare Health Insurance Company Limited (RHIC) started operations in the year 2012.[8] Union Bank of India and Corporation Bank tie up with Religare Health Insurance. In 2013 Religare bought Macquarie's stake in the wealth management business. In the same year the name of Religare Mutual Fund was changed to Religare Invesco Mutual Fund. In 2014 Religare announced acquiring a 26% stake in YourNest Angel Fund through its Global Asset Management arm (RGAM).[9]
Organisation
Religare as a group has several portfolio companies that operate in different spheres.
SME Finance
- Religare Finvest Limited (RFL) is an NBFC that provides lending solutions to the SME sector. It has a book size of ₹120.9 billion (US$1.8 billion) and a network of 25 branches, covering the major SME clusters across India.
Capital Markets & Wealth Management
- Retail Broking: Religare Securities Limited (RSL), the broking arm of REL, offers services such as equity broking (cash and derivatives segments), currency futures and options broking and depository participant services. It is affiliated with the country's leading exchanges (NSE and BSE) and is a depository participant with NSDL and CDSL.
- Capital Markets: Religare Capital Markets (RCM) is an Asia focused Institutional Equities and Investment Banking platform partnering emerging growth companies, recognised by clients and independent agencies alike for the quality of its research and execution.
- Wealth Management: Religare Wealth Management Limited (earlier Religare Macquarie Wealth Management (RMWM), which was formed as a joint venture between Religare and Macquarie of Australia. In 2013 Religare acquired Macquarie's stake[10]).
Asset Management
- Global Asset Management: Religare Global Asset Management (RGAM) is an asset management business focused on alternatives. Landmark Partners, Quadria Capital, Northgate Capital, Investment Professionals Limited, Religare Health Trust, IBOF Investment Management, etc. are the affiliates of RGAM. It has a presence across US, Europe and Asia and an aggregate AUM of USD $20 billion.[11]
- India Asset Management: Religare Invesco Asset Management Company Private Limited (RIAMCPL), the domestic asset management arm of Religare, is India’s 13th largest mutual fund house by AUM. With nearly 12 12,250,000 folios, it has a presence in 658 business locations across 155 cities.
Insurance
- Health Insurance: Religare Health Insurance Company Limited (RHICL) is a specialist health insurer engaged in the distribution and servicing of health insurance products. The shareholders of Religare Health Insurance are Religare Enterprises Limited, Union Bank of India & Corporation Bank. The company, headquartered at Delhi, commenced operations in July 2012, and within a short span of time is already operating out of 54 offices, servicing more than 2,600,000 lives across 300+ locations including over 1100 corporates.
- Life Insurance: AEGON Religare Life Insurance Company Limited (ARLI) is a three-way joint venture between AEGON of the Netherlands (26%), Religare (44%) and Bennett, Coleman & Company Limited (30%).
References
- ↑ "Reuters website".
- ↑ "Official website - Quarterly results". March 2015.
- ↑ "Company History - Religare Enterprises Ltd. - The Economic Times".
- ↑ "Official NSE India report 2008" (PDF).
- ↑ "Religare Finvest Raising Rs 150Cr From Avigo Capital - VCCircle".
- ↑ "Jacob Ballas to invest Rs 200 cr in Religare Finvest".
- ↑ "IFC to invest $75 m in Religare Enterprises - The Hindu BusinesLine".
- ↑ "Religare Health Insurance announces launch of its operations".
- ↑ "Religare Global buys stake in YourNest - The Hindu".
- ↑ "Religare to Buy Macquarie Stake in Wealth Management Joint Venture".
- ↑ "RGAM AUM New Mention".