Rachel Cruze

Rachel Cruze
Born Rachel Cruze
(1988-04-04) April 4, 1988[1]
Occupation Author, activist
Nationality American
Education U. Tennessee
B.A. Communication[2]
Notable works Smart Money, Smart Kids
Years active Since 2010[2]
Relatives Winston Cruze, husband[2]
Dave Ramsey, father

Rachel Cruze (born April 4, 1988) is an American author and activist for financial literacy.[3][1] She is acknowledged as an authority on the subject of personal finance.[4][5][6][7] Her book Smart Money Smart Kids, co-authored with her father, Dave Ramsey, achieved number one on The New York Times Best Seller list in 2014.[8]

Cruze has spoken in public on numerous subjects related to personal finance, such as how to avoid debt and how to save for purchasing a home.[9] She has spoken at conferences, student forums, businesses, and churches around the United States, and advocates using debit cards instead of credit cards as a way to control spending, and to never spend beyond one's means, which "requires a discipline and a mindset that often goes against the grain of our instantly gratified society," she said in an interview in the Kansas City Star.[5] In 2014 her video blog was launched. With her father, she presented The Legacy Journey, a media event using cinemas nationwide to disseminate their message of financial discipline.[10][11] Cruze has appeared on various TV shows, talking about her books and what she learned as a child, and include Good Morning America, The Today Show, The Meredith Vieira Show, Katie, Good Day L.A.,[12] and Fox and Friends. Together with her father, Cruze's book Smart Money Smart Kids was published by Thomas Nelson in 2014 and became a New York Times best seller, and achieved similar recognition from The Wall Street Journal and Publishers Weekly. Her other books include The Graduate’s Survival Guide and Safeguarding Your Legacy. She has also contributed to the publication Woman’s Day.

References

  1. 1 2 February 24, 2014, Steve Rosen, Chicago Tribune, Dave Ramsey's daughter knows value of early money education, Retrieved August 11, 2015, "...Cruze, now 25, largely credits her father, Dave Ramsey, for those teachable moments...."
  2. 1 2 3 CBN, GUEST BIO: Rachel Cruze: Smart Money, Smart Kids, Retrieved August 12, 2015, "...Rachel says she and her husband, Winston, ... “We work, give, save, and spend in a way that’s already setting up a legacy ... monthly budget, plan for big expenses, ... debt-free living... Rachel joined her father’s company in 2010. ..."
  3. ↑ Kim Thompson on September 25, 2011, SF Gate, Interview with Rachel Cruze, author of “Smart Money Smart Kids”, Retrieved August 11, 2015, ".... Talking about financial issues is not a foreign topic to Rachel Cruze, who grew up with a front row seat listening to her father, Dave Ramsey, one of the most trusted names in money and business..."
  4. ↑ Minda Zetlin, Inc magazine, The Smartest Money Tips for 2015 From Warren Buffett and Other Experts: Reduce debt, set financial goals, but be sure to invest in yourself, Retrieved August 12, 2015, "....If you're going to win with money, you have to be intentional, says Rachel Cruze, ..."
  5. 1 2 Steve Rosen, March 2, 2012, Kansas City Star, Like Dave Ramsey, like daughter: Rachel Cruze has a perfectly plausible reason for not owning a credit card. She's a Ramsey., Retrieved August 12, 2015, "...Cruze is equally adamant that you can survive without a credit card.... Take paying for college, for example. Rule No. 1: Go to a school you can afford, she said..."
  6. ↑ Beth Pinsker of Reuters, May 29, 2014, Time magazine, 4 Ways to Influence How New Grads Handle Money, "....You have to go for less of a parenting, finger-pointing mode and talk to them as an adult ... says Rachel Cruze, who co-authored the book Smart Money, Smart Kids..."
  7. ↑ Nanci Hellmich, March 18, 2015, USA Today, Ramsey: Here's how to raise money-smart kids, Retrieved August 11, 2015, "...Children should be given a commission for chores they do, not a free allowance.... these principles starting at an early age. ... advice of financial expert and best-selling author Dave Ramsey, 54, and his daughter Rachel Cruze, 25. ..."
  8. ↑ May 11, 2014, The New York Times, NY Times Bestseller: #1 -- SMART MONEY SMART KIDS, by Dave Ramsey and Rachel Cruze, Retrieved August 11, 2015, "...Encouraging wise fiscal practices in the next generation. ..."
  9. ↑ Jennifer Segelke Jeffers, NJ.com, How to Start Saving For Your First Home, Retrieved August 11, 2015, "...“Buying a home is one of the largest purchases you’re ever going to make, so you need to make sure you’re prepared,” says financial expert Rachel Cruze. “Without taking the proper steps, a home can quickly turn from a blessing to a curse.” ..."
  10. ↑ Sun Herald, Dave Ramsey and Rachel Cruze present: The Legacy Journey, Retrieved August 12, 2015, "...Captured in front of a live audience in Grand Rapids in September, this unique cinema event ... tough financial choices as Dave and Rachel present life lessons regarding investing, estate planning, purposeful living, the keys to generational wealth, and how to raise money-smart kids..."
  11. ↑ November 19, 2014 (release date), USA Today, Dave Ramsey and Rachel Cruze present: The Legacy Journey, Retrieved August 11, 2015, "...RUN TIME 2 hr. 30 min. MPAA RATING..."
  12. ↑ Los Angeles Times, SERIES, Retrieved August 12, 2015, "...Good Day L.A. ... motivational speaker Dave Ramsey and his daughter Rachel Cruze..."
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