Delta Community Credit Union

Delta Community Credit Union

Type	Credit Union
Industry	Banking, Financial services
Founded	1940
Headquarters	Atlanta, Georgia U.S.
Area served	Cobb, Cherokee, Clayton, Coweta , DeKalb, Fulton, Fayette , Forsyth, Gwinnett , Henry, Hall
Key people	Hank Halter (CEO & President) Matthew Shepherd (COO & EVP) Robert Manning (SVP & General Counsel) Bill Buchanan (SVP & Corporate Audit) Robert Walsh (SVP & Chief Lending Officer)[1]
Services	Checking Account Savings Account Credit Card CD Account Money Market Account New Car Loan Used Car Loan Home Loan Retirement Planning Mobile Banking Online Banking Insurance
Number of employees	600+[2]
Website	deltacommunitycu.com

Delta Community Credit Union is the largest credit union in Georgia based on number of locations^[3] and serves metro Atlanta residents, including individuals, families and employees of organizations such as Delta Air Lines, Chick-fil-A, PetSmart, Aaron's and Nestlé. As a not-for-profit, it gives back its earnings to its customers and their local communities. It is a state-chartered credit union organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund.^[4] There are currently 26 branch offices with assets of more than $4 Billion.^[2] It is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches. The routing number is 261071315.^[5] DCCU has several credit union ATM locations and is a part of Allpoint, the nation's largest surcharge-free ATM network.^[6]

History

In February 1940, Delta Employees Credit Union was organized by eight Delta Air Lines employees in Atlanta, Georgia with a stake of only $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter entitling it to 20 years of operation. Within a month after its charter was granted, the first Board of Directors was composed. The board voted that membership was open to all Delta employees. By the end of 1940 assets had grown to approximately $2,000.

In 1960, the board was granted a renewal of the credit union's charter. By 1983, assets exceeded $200 million, a first for any credit union in Georgia. Delta Employees Credit Union has been the largest credit union in the state of Georgia since then.

On March 8, 1990, Delta Employees Credit Union celebrated its 50th Anniversary. As part of the celebration, a $50 Savings Bond was presented to each member in good standing.^[4]

In July 1994, the credit union adopted a policy of "Once a member, always a member," thus eliminating the stipulation that an individual had to be an active Delta employee to enjoy the benefits offered by the credit union. Membership was also extended to the parents of active and former Delta employees in good standing.,^[7] 1995 brought about a couple of milestones for Delta Employees Credit Union. The total number of members eclipsed the 100,000 mark. Membership privileges were extended to include children, grandparents, grandchildren, brothers and sisters of the member and their spouse in good standing. In 2001, domestic partners of members were added to the field of membership.^[4]

In October 2005, Delta Employees Credit Union became Delta Community Credit Union to signify its new focus on the community while keeping its Delta Air Lines connection.^[4]

In 2008, the field of membership broadened to include residents of specific counties and employees of various companies. Assets exceeded $2.8 billion and membership had grown to over 181,000. Delta Community Credit Union partnered with LEVEL5 to build its 12th branch in Newnan, Ga which had energy-efficient features.^[8] In 2010, with over 200,000 members and more than $3.0 billion in assets, Delta Community's mission is to provide quality, fairly priced financial services.^[9] Mobile Banking was made available to members in early June 2010 which provides the flexibility to complete a variety of financial transactions at any time and anywhere through their cell phone, smart phone or other mobile device.^[10]

In 2013, Hank Halter was appointed President and CEO of Delta Community Credit Union and was named one of Atlanta's top 100 leaders in finance by the Atlanta Business Chronicle.^[11]

On July 15, 2014, John Kennedy was named to the newly created position of assistant vice president of corporate communications. Kennedy has more than 20 years of communications and public relations experience including corporate communications with Delta Airlines subsidiary MLT Vacations, senior public relations manager for Hartsfield-Jackson Atlanta International Airport, and general manager of media relations for Delta Airlines.^[12]

Today Delta Community Credit Union has assets exceeding $4 billion, and membership has swelled to over 275,000.

Membership

Membership is open to any resident of Cherokee, Clayton, Cobb, Coweta, DeKalb, Fayette, Forsyth, Fulton, Gwinnett, Hall or Henry Counties (Metro Atlanta area) in the state of Georgia. Membership is also extended to current, former or retired employees of various companies throughout the US.^[6]

Quarterlife

Delta Community Credit Union's Young Adult Service, Quarterlife, gives guidance to youth on important financial decisions including paying for school, building credit,getting loans through access to the financial resources as well as products and services they need to start their financial future.^[13]

Branch locations

Delta Community Credit Union Branch

Delta Community Credit Union has branch locations] in the states of Georgia, Kentucky, Texas and Utah. DCCU Georgia credit union branch locations include Atlanta, Buford, Canton, Decatur, Duluth, Fayetteville, Gainesville, Johns Creek, Marietta, Newnan, Peachtree City, Sandy Springs, Snellville, Stockbridge and Suwanee. City locations outside of Georgia include Florence, Kentucky, Southlake, Texas and Salt Lake City, Utah.^[14]

Services

Delta Community Credit Union offers personal banking services and business banking services such as checking accounts, savings accounts, health savings accounts, credit card accounts, online banking, online bill pay, new car loans, used car loans, student loans, personal loans, vacation loans, RV loans, boat loans, home equity loans, home mortgages and consumer loans. The credit union also provides financial planning services and insurance.^{[15][16][17][18]}

Community involvement

Delta Community Credit Union participates in national and local fundraisers including sponsorships of Children's Miracle Network^[19] through Credit Unions for Kids in the communities it serves. Credit Union staff members volunteer their time to ensure the success of these fundraisers.

Delta Community Credit Union is an active sponsor of several Chambers of Commerce. They are also proactive in reaching young savers through their Partners in Education program.^[20]

Delta Community Credit Union invested more than $650,000 in 2013 to increase growth and prosperity in communities around Georgia.^[21]

Delta Community Credit Union presented Sara Harp Minter Elementary School with a $2,000 check on May 22 at Delta Community's Fayetteville branch which will help purchase materials needed to implement the school's new Leader in Me program.^[22]

Delta Community Credit Union has issued its annual call for applications for the Delta Community Credit Union Philanthropic Fund. This grant will provide financial support to registered 501(c)(3) nonprofit organizations and will provide a total of $75,000 in 2015.^[23]

Several children attended Delta Community Credit Union’s Vinings branch Cool Cash Money Camp on July 17 and 24 to learn about earning, saving, spending and giving money. ^[24]

Delta Community Credit Union’s Philanthropic fund gave a $10,000 donation to The Society of St. Vincent de Paul’s Georgia Client Services program. This donation will help the Georgia Client Services program with their efforts in giving direct financial assistance to individuals and families facing an economic crisis by providing food, clothing, rental and utility assistance and prescription drugs. ^[25]

References

External links

• Official website
• dbf.georgia.gov
• NCUA website